Funding an Account using Pera Fund

Pera Fund – FAQ & User Guide

What is Pera Fund?

Pera Fund lets you easily convert FIAT currencies or other cryptocurrencies into ALGO or USDC directly within Pera Wallet—no need to leave the app.

You can:

• Buy ALGO or USDC using FIAT (credit/debit card or ACH)
• Swap supported cryptocurrencies into ALGO or USDC
• Track, manage, and cancel your funding orders

How do I access Pera Fund?

1. Open Pera Wallet
2. Tap Fund from the main navigation
3. You’ll be taken to the Pera Fund screen where you can start a new conversion

How do I fund my wallet using FIAT?

You can convert FIAT currencies into ALGO or USDC using trusted third-party on-ramps.

Step-by-step:

1. Tap Fund
2. Select FIAT as your input currency
3. Choose your output currency:
   • ALGO
   • USDC
4. Enter the amount you want to purchase. The provider’s MIN and MAX limits are shown, and amounts outside them are blocked
5. Select your payment currency
6. Tap Provider to open Select provider. Pick one, or leave the Best offer selected
7. Tap Payment Method and choose from what’s available for your device and region (for example credit or debit card, ACH transfer, Apple Pay on iOS or Google Pay on Android)
8. You’ll be redirected to a third-party on-ramp provider
9. Follow the provider’s steps to complete payment and initiate the order

Once completed, your funds will be deposited into your Pera Wallet when the transaction is finalized.

Pera sets the country from your location and you can’t change it in the app. If it looks wrong, check whether a VPN is on. Funding is only available on MainNet.

💡 FIAT conversions are powered by Meld’s on-ramp API, which connects you to multiple regulated providers.

How do I fund my wallet using crypto?

You can convert supported cryptocurrencies from other networks into ALGO or USDC.

Step-by-step:

1. Tap Fund
2. Select Crypto as your input currency
3. Choose the cryptocurrency you want to send
4. Select your output currency:
   • ALGO
   • USDC
5. Enter the amount. The provider’s MIN and MAX limits are shown, and amounts below the minimum are blocked
6. The first time, read and accept the Exodus Terms and Privacy Policy with Accept & Continue
7. Review the order details and confirm
8. Pera Fund will generate a deposit address
9. Send your crypto to that address from the original network

Once the crypto is received and processed, the converted funds will appear in your Pera Wallet.

💡 Crypto conversions are powered by XO Swap API from Exodus.

Where can I see my funding history?

Pera Fund includes a History tab where you can track all activity.

In the History tab, you can:

• View past, current, pending, and canceled orders
• Check the status of an ongoing conversion
• Cancel an order if it’s still pending

To access:

1. Open Pera Fund
2. Tap the History tab
3. Select any order for more details

Can I cancel a funding order?

• Pending orders can be canceled directly from the History tab
• Orders that are already completed or processing may not be cancelable

How long does a conversion take?

• FIAT conversions depend on your selected provider and payment method
• Crypto conversions depend on network confirmations and processing times

You can always check real-time status in the History tab.

What currencies are supported?

Supported FIAT Currencies

(Varies by provider and region)

Supported Cryptocurrencies

Asset	Network
BTC	Bitcoin
ETH	Ethereum
ETH	Base
SOL	Solana
AVAX	Avalanche
ARB	Arbitrum
SUI	SUI
ADA	Cardano
XRP	XRP
BNB	Binance Smart Chain
HBAR	Hedera
USDC	Ethereum
USDC	Base
USDC	Solana
USDC	Binance Smart Chain
USDC	Polygon
USDT	Ethereum
USDT	Tron
USDT	Solana
USDT	Binance Smart Chain
USDT	Polygon
USDT	Arbitrum
USDT	Optimism
PyUSD	Ethereum
PyUSD	Solana

What can I receive through Pera Fund?

Currently, Pera Fund supports receiving:

• ALGO
• USDC